Applying for an Apple Card takes just minutes on your iPhone. First, you will need to sign in to iCloud with your Apple ID. Open the Wallet app and tap the add button, then select Apple Card. From there you will fill out or update your personal details like your name, phone number, residential address, and annual income. Accept the terms and conditions to complete the application.
You can use an Apple Card to make purchases online and in-store, including at Apple outlets. Using an Apple Card with Apple Pay can earn you up to 3.0 percent cash back. You can earn 1.0 percent cash back if you pay with the physical card. You can spend Apple Card cash back rewards on other purchases, send them to other people, or use them to repay your card credit. In addition to the cash back rewards, you can also use the card to make interest-free installment payments when you purchase Apple products.
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